Saint Petersburg, Short sale or Foreclosure, what should I do? Where do I find a Short Sale Realtor?
As a Short sale Realtor in Saint Petersburg I get this question all the time. Home owners are so overwhelmed with their situation that sometimes it is difficult to see the simple things.
In this case the simple thing and best answer is try a short sale first, foreclosure is the last resort and you want to explore all other options before the bank starts a foreclosure.
Talk to your short sale Realtor here in Saint Petersburg Pinellas County.He or she will most likely send you a “short sale package” that is a ton of paperwork where you are asked to provide all your financial statements. Once you have completed this paperwork and signed a form that allows the realtor to contact your bank and talk to them you will get a good idea if a short sale is feasible and if the bank is willing to work with you. The hardest part for home owners that are under water is to actually pick up the phone and make that first call to a qualified Realtor. Once you have taken this step and explored all your options, things get easier and you can see the light at the end of the tunnel. You need to take action right now, do not wait until you receive the notice of default. Contact your Short Sale or Pre Foreclosure Realtor right now. You have nothing to loose but everything to gain. There is a lot of mis conception going around. Talk to a Real Estate Expert about your short sale or foreclosure situation. The information is free and you will know what your next step is going to be.