I can’t make my mortgage payments anymore, what should I do, can I do a short sale or loan modification? I am a home owner in St. Petersburg Florida.

Pin It

short sales in St. PetersburgI can’t make my mortgage payments anymore, what should I do, can I do a short sale or loan modification? I am a home owner in St. Petersburg Florida.

A lot of people are faced with this situation right now and everybody is overwhelmed by it.  Trying to get answer to the question  “I can’t make my mortgage payments anymore, what should I do, can I do a short sale or loan modification?”  can be frustrating, time consuming and most of all very confusing. Add all this to an already difficult situation, a lot of home owners choose to do nothing.  Unfortunately sticking your head in the sand when you cannot make your mortgage or loan payment anymore does not help you at all. Do not get me wrong, I completely understand that facing foreclosure here in St. Petersburg Tampabay is probably the toughest situation you have ever been in and it affects not just you but your whole family but you need to take action, you need to do something you need to get help.  One thing to do would be to hire a lawyer and let him deal with it. Well, if you cannot make your mortgage payments anymore chances are that you just do not have the money to hire a lawyer, another thing is that most lawyers I have talked to do not want to deal with short sales or pre foreclosures. It is too time consuming for them and they make more money if they convince you to go into foreclosure and file bankruptcy ASAP. Not a problem, there are other ways and other options for St. Petersburg Tampabay home owners / sellers.

Two things you should do immediately. Educate yourself, check out the website www.Hopenow.com you will find a ton of great information on loan modification, short sales and foreclosures.

Next step is to call a St. Petersburg Tampabay Short Sale Realtor. It is very important that you find a real estate agent that specializes in Short Sales and pre foreclosures. If you do not know a real estate short sale expert in your area, do your research online. Google phrases about short sales and add your city to it.

Pick someone that you feel comfortable with and make an appointment to meet with them.  If you picked the right realtor they will be able to give you all the information you need and you will get home with a step by step plan of what to do and most important it will give you a peace of mind you did not have before.

I can’t make my mortgage payments anymore, what should I do, can I do a short sale or loan modification?  You just got the answer to this question. Time is not on your site, get it done and over with and get ready to start a new chapter, put this short sale, loan modification, foreclosure situation behind you and start out fresh. Find you St. Petersburg Tampabay short sale, pre foreclosure real estate agent today and give him or her a call.

 

Leave a reply