Everybody talks about a Short Sale here in Saint Petersburg Tampabay, but most homeowners do not know what it is. No wonder, till a few years ago, I as a Realtor had no idea what to do with a short sales, foreclosure or fire sales.

So, let´s start at the beginning. A lot of home owners in today´s economy can’t make their mortgage payments anymore. There are a lot of reasons such as high gas prices, higher cost of living, higher taxes, higher insurance premiums, changing interest rates, balloon loans, maybe the homeowner lost his or her job, they got ill, maybe it was an investment property and the renter is gone and on goes the list.

There are a lot of people blaming the homeowners, I can only tell you one thing, of all the sellers and homeowners that I know they cannot make their mortgage payments anymore and are now facing a Short Sale situation; nobody is doing it on purpose.

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When will the real estate market come back?Please, do not pay too much attention to what you read in national newspapers or see on TV. The national average is NOT what happens right here in your Saint Petersburg Florida neighborhood. Every city will recover at a different speed. There are a lot of factors to consider, just to name a few.
If you saw a lot of new construction in Saint Petersburg or